Company Overview

More than 70 years ago, Blue Cross Blue Shield of North Dakota (BCBSND) began as two separate pre-paid health care plans for hospital and physician services. The two companies merged in 1986 and, in 1998, converted to a not-for-profit mutual insurance company.

Products & Services

  • BCBSND is North Dakota's largest provider of health care coverage
  • Insures 390,000 North Dakota residents
  • Insures about 85,000 non-residents
  • Offers employee benefits including dental and vision coverage, life insurance, disability insurance and long term care coverage

Record Enrollment

  • More than 475,000 people have BCBSND health care coverage either directly or through administrative agreements
  • Arrangements with subsidiaries and affiliated corporations provide a variety of new marketing opportunities

Benefit Development

  • New benefit structures are constantly researched and provider arrangements re-evaluated
  • More than 90 percent of the products offered by BCBSND are based on the managed care concept
  • Working to promote and implement member education and wellness programs

A Stable Company

  • Systems and processes essential to assisting health care providers are strengthening the ties between providers and BCBSND
  • BCBSND follows sound underwriting principles
  • Working to maintain adequate reserve levels to ensure funds are available to pay for member claims and administrative expenses

A Caring Community

  • BCBSND employs about 850 people in 9 locations across North Dakota
  • Charities, community service organizations and individuals benefit from the corporation's active community participation

Committed to Quality and Service

  • Striving to improve quality and service through member surveys
  • Received the Blue Cross and Blue Shield Association's National Brand Excellence Award several times
Company Summary
Blue Cross Blue Shield of North Dakota
Number of Employees
500 or more
(800) 342-4718
4510 13th Avenue South
Fargo, ND